Terms of Use & Disclaimer

1. Acceptance of Terms

By accessing and using Sahod PH (the "Site"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use our services.

2. Financial Disclaimer

The calculators and tools provided on Sahod PH (including but not limited to the Tax Calculator, MP2 Calculator, and Loan Calculators) are designed to provide estimates based on the latest available government schedules and formulas (e.g., BIR TRAIN Law, SSS, PhilHealth, Pag-IBIG).

These tools do not constitute official financial, legal, or tax advice. We do not guarantee absolute accuracy, as official computations by employers, banks, and government agencies may vary due to specific circumstances or undocumented internal policies. Always consult a certified professional (such as a CPA) before making major financial decisions.

3. Third-Party Links & Advertising

Our Site may display advertisements (such as Google AdSense) or links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. The inclusion of any link does not imply endorsement by Sahod PH.

4. Privacy and Data Security

All financial calculations on Sahod PH are processed entirely on the client-side (in your browser). We do not collect, store, or transmit your salary data, investment figures, or personal financial information to our servers. For information regarding our use of cookies and ad tracking, please review our Privacy Policy.

5. Limitation of Liability

In no event shall Sahod PH or its creators be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our calculators or the information provided on this Site.