SSS Contribution Calculator 2026

How your SSS contribution is worked out

SSS doesn't take a percentage straight off your payslip. It first maps your salary onto a Monthly Salary Credit (MSC) — a bracket between ₱5,000 and ₱35,000 for 2026, rounded to the nearest ₱500. Your contribution is then a fixed 15% of that bracket, split 5% from you and 10% from your employer.

That means two people earning ₱34,800 and ₱35,500 pay the exact same contribution — both round into the top ₱35,000 bracket. It also means raises past ₱35,000 don't raise your SSS deduction at all; the ceiling caps it.

Quick Answers to Common Questions

Why is my payslip deduction different from this number?▼

This tool shows the standard employed-member contribution. Voluntary, self-employed, and OFW members follow the same MSC table but choose their own bracket, so their contribution can differ from what a fixed salary would map to.

Does my employer's share come out of my pay?▼

No. Only the employee share is deducted from your salary. The employer share is an additional cost your employer pays on top of your salary, remitted together with yours.